I HAD A CAR ACCIDENT – NOW WHAT?

There are a few important things you need to do.

First of all, ensure that you are safe. It is very important to quickly assess the situation and not take further steps that could make the situation even worse.

Next, please stop your car and do not flee the scene. It is against the law! Even if you don’t think there was any impact with another vehicle, any time you crash with something, you need to stop your car.

Never admit blame for the wreck! The insurance company adjuster as well as your attorney’s office will investigate the accident and determine liability. Your insurance agreement is a lease, and your insurance contract with your auto insurance provider states that, in these conditions, you do not take risk or liability.

What to Do at the Scene of a Car Accident?

There are several ways to deter a car accident and it is important to know what to do and what questions the other party involved may need to answer in order for you to receive the benefits you are entitled to. Following the car accident, this guide will help you take the appropriate steps to protect your rights and get compensated for your injuries.

Determine the scope of damage or disability

Check to see if immediate medical attention is needed by someone. If you can, try to move your car to the side to avoid creating a traffic jam. However, if possible, wait for the police before moving anything.

Call 9-1-1

If you are injured in an accident, it is crucial that you call 9-1-1. The police and emergency medical technicians should be there within minutes. It is best to let the professionals attend to the injured parties and conduct the necessary investigation of the accident.

Limit your Contact with the Other Party about the Accident

Limiting your discussion of the accident and not acknowledging any blame or responsibility is very important. If 9-1-1 is called, you should only communicate with the police and emergency staff about the accident.

 Get the facts about your car accident

Because of the stress of being in a car accident, getting the facts of an accident is the aspect most people know but sometimes overlook. Getting the names, addresses, and phone numbers of everyone involved in the accident is very important. It is also very important to identify the year, make and model of the vehicle. Moreover, it is crucial that you get their insurance company name and policy number. It may also be helpful to identify the license plate number, and make sure that the car listed on the insurance card matches the car involved in the car accident. Do not assume that it does, as many people will provide insurance information for a car other than the one involved in the accident.

Take pictures and videos

We live in a smart phone era. Mostly everyone has a smart phone that takes photographs and videos. Following an accident and when it is safe to do so, please take as many pictures and videos as possible. You should take pictures of the accident scene, cars involved, people involved, and physical injuries you or the other parties have suffered.

These pictures and videos will help in determining who caused the accident as well as assess the damages and injuries of the parties involved.

Checklist:

  • If injured call 9-1-1.
  • Get information about the driver (name, address, phone number)
  • Get insurance information from the driver (insurance company name, policy number and phone).
  • Take pictures and videos.

Following an accident, and before you give any statements to the police, call your local attorney! When involved in a car accident, people often make incriminating statements to the police that are often used against them. Being involved in an accident as a traumatic event and people often say things they don’t mean to say. Also, police officers are trained to obtain information from you that serves their narrative and makes their job easier, even if it may not necessarily lead to the truth.

 

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